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Self-employed get new allowances
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Jun 20, 2008
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Jun 13, 2008
Contractor Financial Advice |
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| Money / Finances |
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In this section we detail all you need to know about financial matters and how they affect you as a contractor. We have managed to secure some of the best deals possible for a wide variety of products including mortgages, insurance, private healthcare and protection products.
Contractor UK Money Club
We have teamed up with the specialist Independent Financial Advisers at ContractorMoney who offer tailored solutions to all your financial needs including mortgages, income protection, retirement planning, life cover and critical illness. Whereas many advisers charge an upfront fee for their services ContractorMoney offers free, impartial advice to Contractor UK visitors.
Exclusive Offset mortgage scheme
Contractor Money are one of only 4 mortgage brokers in the country to have been offered an exclusive Offset mortgage rate and fees free package for new purchase and remortgages.
Mainstream Mortgages for Contractors
Contractor UK visitors enjoy priority access to free, impartial mortgage advice via ContractorMoney. Over many years they have negotiated unique underwriting criteria based on multiples of up to 4 times your annualised contract rate alone with little or no deposit required. They charge none of the usual brokers fees to Contractor UK visitors.
Self-Certified Mortgages
No proof of income? Don’t worry, we can still help you. Access a wide range of Self-Certification mortgage options for those contractors who may prefer not to follow the standard ‘contract rate’ based lending criteria on offer. Only minimal deposits required to secure competitive interest rates from high street lenders.
Buy to Let Mortgages
Contractor UK visitors can obtain tailored mortgage/remortgage solutions to enable hassle free investment into the booming rental property market. Remortgage to release capital to reinvest in further properties.
Remortgages
A free service to make sure you always get the best deal possible. They will help you to keep on top of the bewildering array of mortgage options and the new lender will pay valuation and legal fees for you to move.
Contractor Pensions Advice
Enjoy tax breaks today whilst planning for tomorrow. Pensions make a lot of sense for contractors in the post IR35 world and look set to enjoy a further renaissance as a result of pensions simplification.
Pensions Simplification
'A' Day (Appointed day) arrives on 6th April 2006 and brings with it sweeping and radical changes for contractors looking to invest in a pension – either via a one-man limited company or personally.
Contractor Income Protection
Income Protection - as a contractor you are completely exposed to financial hardship in the event of even a minor illness or accident. Protect your current lifestyle with a specially tailored income protection package.
Contractor Critical Illness
Protect yourself from the devastating effects of serious illness with a Critical Illness policy that pays a lump sum to help fund convalescence, changes to the home or repay your mortgage to relieve pressure on your budget if you cannot work.
Contractor Life cover
Protect your family and provide for their future with low cost life cover plans.
Contractor Wills
Avoid uncertainty and delay for your family and help plan your estate to avoid tax and ensure your wishes are met using a professional will writing service.
High Interest Company Bank Account
Contractor banking offer provided by Abbey National (Cater Allen). High interest and no transaction charges for CUK visitors.
Company Credit Check
Look up Companies House documents and filed accounts as well as credit ratings. Make sure your clients are able to pay your bills before commencing a contract.
Professional Indemnity Insurance
We have teamed up with leading broker, Caunce O'Hara, to provide a competitive Professional Indemnity and Liability package for IT contractors. Joining the scheme couldn't be easier and just involves filling out an online application form.
Discounted Medical Insurance
Contractor UK has teamed up with WPA, to provide IT contractors with Health Insurance at premiums that can be as little as 20% of traditional cover.
Contractor Calculators
A range of calculators to help you sort your finances. Our range includes, VAT, Payslip, Mortgae, Loan and IR35 Calcs.
Tax Tables and Allowances 2008/09
A guide to the Inland Revenue Taxes and Allowances. Includes NI, Corporation Tax and Personal tax rates.
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