Business Liability - 'IT Contractor Insurance Scheme'
Business Liability:
Employers Liability
This insurance is arranged to protect employers against claims for injury or illness brought by employees.
Public Liability
This type of policy will protect you against your legal liability where you accidentally cause damage or loss to someone else's property (Examples: Coffee down the back of the computer or over the keyboard, knocking a laptop or other piece of IT equipment off a desk etc). Also, if you accidentally cause injury to someone whilst working at a clients premises (Examples: You have cables running from various machines to a PC you are working on and someone does not notice and trips over and injures themselves).
Home Office / Equipment Insurance
Since more and more contractors are working from home, these types of policies are intended to cover the loss or damage to equipment, premises, documents in the event of theft, accidental damage or any other unforeseen circumstances.
Total Cost of package
£112 per annum
Includes £5 million Employers Liability Cover
Includes £1 million Public Liability Cover
Includes £5,000 Equipment Cover - 'all risks'
Includes £2,500 Business Disruption Cover
£2,000,000 Public Liability cover is available for an extra £25 per annum
£10,000,000 Employers Liability cover is available for an extra £25 per annum
You can increase the equipment cover at only £5 per £1000 or include some cover away from the office £10 per £1000 UK, £20 per £1000 EU or £30 per £1000 Worldwide.
How to Apply
Obtain A Quote.
Complete The Application Form
Make Payment via credit/debit card or direct debit. (A one off annual payment)
View/Print your policy documents in a secure customer service area. (a password will be emailed to you).
If you have any queries during the application process please contact Caunce O'Hara on 0161 833 2100.
